Tap Into Latin America’s High-Growth Potential

Tap Into Latin America’s High-Growth Potential

With over 300M eCommerce users, Latin America is a high-growth market. dLocal’s local payments include cards, instant payments, and cash options. Scale seamlessly with our single API, ensuring compliance across multiple countries with secure payment processing. * Source: Statista, 2023

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Argentina

Argentina responds very well to payment innovation, with a penetration rate of 95% for fintech and banking*.

* Source: AMI, 2022

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
    • Nativa
    • Tarjeta Shopping
    • Cabal
    • Naranja
    • Argencard
    • Maestro
    • American Express American Express
  • Wallets

    • MODO MODO
  • Cash-based payments

    • Rapipago
    • Pago Fácil
    • Cobro Express
  • Bank Transfers

    • Itaú
    • Citi
    • HSBC
    • Credicoop
    • Macro
    • Banco Nación
    • Galicia
    • Santander
    • BBVA
    • Regular Bank Transfers
  • Buy Now, Pay later

    • Pareto
  • QR Payment

    • NaranjaX
    • Interoperable QR

Bolivia

Bolivia's eCommerce market is small but aiming to grow along with over 7.5 million internet users. With a population of 11.59 million, 51% hold a bank account with a financial institution, but only 7,2% of them have a credit card, and yet 9% have made online purchases.

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
  • Cash-based payments

    • Pago al paso Pago al paso
  • QR Payment

    • Vpay

Brazil

Digitally advanced and with a wide range of online consumers, Brazil is the birthplace of successful real-time payments in Latin America.

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
    • Maestro
    • American Express American Express
    • JCB
    • Discover
    • Aura
    • Hipercard
    • Elo
    • Mercado livre
  • Wallets

    • PicPay
    • MercadoPago
    • nupay nupay
  • Cash-based payments

    • Boleto Bancario Boleto Bancario
  • Bank Transfers

    • Itaú
    • Santander
    • Regular Bank Transfers
    • Mercadopago
    • PicPay
    • PIX
    • Caixa
    • Bradesco
    • Banco do Brazil
  • PIX

    • Pix Pix

Chile

In recent years Chile has shown impressive economic growth, directly impacting the business opportunities in the country.

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
    • American Express American Express
    • Diners
    • Lider
    • Magna
    • CMR Falabella
    • MACH
    • Red Compra
  • Wallets

    • MercadoPago
  • Cash-based payments

    • Sencillito
    • Servipag
  • Bank Transfers

    • Itaú
    • Santander
    • BBVA
    • Regular Bank Transfers
    • Mercadopago
    • Scotiabank
    • Banco Falabella
    • Khipu
    • WebPay Red compra
    • Transbank

Colombia

Colombia’s Gross Domestic Product (GDP) is expected to steadily grow 1.8% in 2024, proving that Colombia can represent excellent opportunities for eCommerce in Latin America*.

*Source: OECD, 2023

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
    • American Express American Express
    • Diners
    • Codensa
  • Wallets

    • MercadoPago
    • Nequi Nequi
  • Cash-based payments

    • Efecty Efecty
    • Bancolombia
    • Baloto
    • Carulla
    • Puntored
  • Bank Transfers

    • Regular Bank Transfers
    • PSE PSE
    • Bancolombia

Costa Rica

Costa Rica With a population of 5 million and over 1 million eShoppers, Costa Rica has an eCommerce market of $2.3B. Cross border transactions account for 77% of the eCommerce volume. Although eCommerce is projected to shrink 22% in 2020 due to the current pandemic, it is expected to recover in 2021 with a 39% YoY growth.

DLOCAL COSTA RICA, SRL posee todos los permisos de funcionamiento requeridos para operar dentro del territorio costarricense. Dado a lo anterior, y en seguimiento al artículo 24 de la Normativa SGF-11-18 de Superintendencia General de Entidades Financieras (en adelante, la “SUGEF”) se indica: Advertencia: se advierte al público que DLOCAL COSTA RICA es supervisada solamente en materia de prevención de legitimación de capitales, financiamiento al terrorismo y financiamiento de la proliferación de armas de destrucción masiva, y además se encuentra sujeta a disposiciones vinculantes de la Unidad de Inteligencia Financiera del Instituto Costarricense sobre Drogas. Por lo tanto, la SUGEF no supervisa en materia financiera a DLOCAL COSTA RICA, ni los negocios que ofrece, ni su seguridad, estabilidad o solvencia.

  • Credit and debit cards

    • Visa Visa
    • Mastercard Mastercard
    • American Express American Express
    • Diners
    • JCB
    • Discover
  • Cash-based payments

    • PayCash
    • BN Servicios
  • Bank Transfers

    • Sinpe Sinpe
    • Sinpe Móvil

Ecuador

eCommerce in Ecuador is still relatively small. Similar to other markets in LATAM, the main reason for consumers not buying online is the lack of trust. However, new technology and information available are shifting people’s behavior, feeling more confident with putting their payment information online, and taking the market to the expected $1.2B in 2020. One particularity that makes this market different is that the main currency is US dollars.